[vc_section full_width=”stretch_row” content_placement=”middle” css=”.vc_custom_1680483443082{padding-top: 15px !important;padding-right: 60px !important;padding-bottom: 15px !important;padding-left: 10px !important;background: #ffffff url(https://kaleido.com.au/wp-content/uploads/2023/03/Special-Button-Background.svg?id=5289) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: contain !important;}” el_id=”custom-header”][vc_row][vc_column width=”5/6″][vc_row_inner content_placement=”middle”][vc_column_inner width=”1/5″][vc_single_image image=”5282″ el_id=”site-logo”][/vc_column_inner][vc_column_inner width=”4/5″][vc_wp_custommenu nav_menu=”87″ el_class=”header-menu mobile-hidden”][/vc_column_inner][/vc_row_inner][/vc_column][vc_column width=”1/6″][vc_btn title=”Enquire now” color=”link” el_id=”header-btn” css=”.vc_custom_1680257796680{margin-bottom: 5px !important;}” el_class=”mobile-hidden”][vc_icon icon_fontawesome=”fas fa-bars” color=”white” align=”right” el_class=”ct-burgermenu”][/vc_column][/vc_row][/vc_section][vc_section full_width=”stretch_row” css=”.vc_custom_1680673656081{padding-top: 135px !important;padding-right: 5% !important;padding-bottom: 60px !important;padding-left: 5% !important;background-image: url(https://kaleido.com.au/wp-content/uploads/2023/04/Woman-holding-a-key.jpg?id=5422) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}” el_id=”banner-section”][vc_row content_placement=”middle” css=”.vc_custom_1680673908498{margin-bottom: 115px !important;}” el_class=”box-container max-w-1440″][vc_column width=”1/2″][/vc_column][vc_column width=”1/2″ css=”.vc_custom_1680673969571{padding-right: 7% !important;padding-left: 20% !important;}”][vc_column_text]

Home Loans for First Home Buyers NSW

[/vc_column_text][vc_column_text el_class=”large-text”]How to buy your first home using the governments first home buyer benefits![/vc_column_text][vc_btn title=”Learn More” i_align=”right” i_icon_fontawesome=”stm-stm14_right_arrow” add_icon=”true” el_class=”round-btn”][/vc_column][/vc_row][vc_row el_class=”box-container max-w-765 overflow-hidden” el_id=”banner-note” css=”.vc_custom_1680673828273{border-radius: 4px !important;}”][vc_column css=”.vc_custom_1680660562873{padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}”][vc_column_text css=”.vc_custom_1680660992950{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;border-top-width: 2px !important;border-right-width: 2px !important;border-bottom-width: 2px !important;border-left-width: 2px !important;padding-top: 10px !important;padding-right: 30px !important;padding-bottom: 10px !important;padding-left: 30px !important;background-color: #e64094 !important;border-left-color: #e64094 !important;border-right-color: #e64094 !important;border-top-color: #e64094 !important;border-bottom-color: #e64094 !important;}”]

Note

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There are multiple national and state based government incentives and benefits for first home buyers which can help you purchase your first home sooner!

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Special Bank Offers

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There are also special offers from banks that are only available for first home buyers to help you go further with your deposit.

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First Home Guarantee (National)

[/vc_column_text][vc_column_text]Buy your first home with a 5% deposit without any expensive lender’s mortgage insurance[/vc_column_text][/vc_column][/vc_row][vc_row content_placement=”middle” el_class=”box-container max-w-765″ css=”.vc_custom_1680663105199{padding-right: 20px !important;padding-left: 20px !important;}”][vc_column width=”2/3″][vc_column_text css=”.vc_custom_1680663247390{margin-bottom: 25px !important;}” el_class=”extra-bold”]

First Home Super Saver Scheme (National)

[/vc_column_text][vc_column_text]Accelerate your savings for a deposit by using salary sacrifice into your superannuation[/vc_column_text][/vc_column][vc_column width=”1/3″][vc_single_image image=”5427″ alignment=”center” css=”.vc_custom_1680663261297{margin-right: 0px !important;margin-left: 0px !important;padding-right: 0px !important;padding-left: 0px !important;}”][/vc_column][/vc_row][vc_row content_placement=”middle” el_class=”box-container max-w-765″ css=”.vc_custom_1680663105199{padding-right: 20px !important;padding-left: 20px !important;}”][vc_column width=”1/3″][vc_single_image image=”5425″ alignment=”center” css=”.vc_custom_1680663309426{margin-right: 0px !important;margin-left: 0px !important;padding-right: 0px !important;padding-left: 0px !important;}”][/vc_column][vc_column width=”2/3″][vc_column_text css=”.vc_custom_1680663312262{margin-bottom: 25px !important;}” el_class=”extra-bold”]

First Home Owner’s Grant (NSW)

[/vc_column_text][vc_column_text]Receive a grant of $10,000 when purchasing a brand new property up to $600,000 or when building a new house up to $750,000[/vc_column_text][/vc_column][/vc_row][vc_row content_placement=”middle” el_class=”box-container max-w-765″ css=”.vc_custom_1680663105199{padding-right: 20px !important;padding-left: 20px !important;}”][vc_column width=”2/3″][vc_column_text css=”.vc_custom_1680663334254{margin-bottom: 25px !important;}” el_class=”extra-bold”]

First Home Assistance Scheme (NSW)

[/vc_column_text][vc_column_text]$0 stamp duty when purchasing an established property up to $650,000 or receiving[/vc_column_text][/vc_column][vc_column width=”1/3″][vc_single_image image=”5426″ alignment=”center” css=”.vc_custom_1680663347870{margin-right: 0px !important;margin-left: 0px !important;padding-right: 0px !important;padding-left: 0px !important;}”][/vc_column][/vc_row][vc_row content_placement=”middle” el_class=”box-container max-w-765″ css=”.vc_custom_1680663105199{padding-right: 20px !important;padding-left: 20px !important;}”][vc_column width=”1/3″][vc_single_image image=”5423″ alignment=”center” css=”.vc_custom_1680663374241{margin-right: 0px !important;margin-left: 0px !important;padding-right: 0px !important;padding-left: 0px !important;}”][/vc_column][vc_column width=”2/3″][vc_column_text css=”.vc_custom_1680663359254{margin-bottom: 25px !important;}” el_class=”extra-bold”]

First Home Buyer Choice (NSW)

[/vc_column_text][vc_column_text]Avoid paying a lump sum stamp duty so you can use all your deposit to help you purchase your first home[/vc_column_text][/vc_column][/vc_row][/vc_section][vc_section full_width=”stretch_row” css=”.vc_custom_1680579684593{padding-right: 5% !important;padding-bottom: 50px !important;padding-left: 5% !important;}”][vc_row el_class=”box-container”][vc_column][vc_column_text]

Lender we work with

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Case Study

[/vc_column_text][vc_column_text]Our client took advantage of multiple government first home buyer benefits to purchase their first home.[/vc_column_text][/vc_column][vc_column width=”1/2″][/vc_column][/vc_row][vc_row el_class=”box-container max-w-1366″][vc_column width=”1/2″ css=”.vc_custom_1680665471038{padding-right: 11% !important;}”][vc_row_inner css=”.vc_custom_1680665623398{margin-right: 5px !important;margin-left: 0px !important;padding-top: 35px !important;padding-right: 35px !important;padding-bottom: 40px !important;padding-left: 35px !important;background-color: #ffffff !important;border-radius: 4px !important;}” el_class=”case-study overflow-hidden”][vc_column_inner][vc_single_image image=”5428″ el_class=”overflow-hidden” css=”.vc_custom_1680664205270{margin-bottom: 0px !important;border-radius: 35px !important;}”][vc_column_text css=”.vc_custom_1680664699784{margin-bottom: 0px !important;}” el_class=”name”]Jenny Client[/vc_column_text][vc_column_text css=”.vc_custom_1680664704758{margin-bottom: 0px !important;}” el_class=”message”]Jenny purchased a brand new apartment for $599,000 as a first home buyer, as a result here are the savings she achieved when we guided her to all the first home buyer benefits that she qualified for![/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][vc_column width=”1/2″][vc_column_text el_class=”list large-text”]$22,045 of stamp duty waived as a first home buyer in NSW because she bought a property under $650,000 $10,000 grant received from the NSW government because she bought a brand new apartment under $600,000 $15,960 in lender’s mortgage insurance waived Total savings and financial benefit realised $48,005 for Jenny to purchase her first home[/vc_column_text][vc_column_text el_class=”extra-bold” css=”.vc_custom_1680665327303{margin-bottom: 15px !important;}”]

Results

[/vc_column_text][vc_column_text el_class=”medium-text”]As a result of taking advantage of all the benefits and grants she qualified for, Jenny was able to purchase this property with a total deposit of $19,950. Which is less than 5% of the purchase price, thanks to the $10,000 grant she received from the NSW government. Without these first home buyer benefits, Jenny would have needed a deposit of $109,800 for her 20% – just imagine how long it would have taken her to save this money while she continued renting and helping another investor pay off their mortgage![/vc_column_text][/vc_column][/vc_row][/vc_section][vc_section full_width=”stretch_row” css=”.vc_custom_1680505444330{padding-right: 5% !important;padding-bottom: 70px !important;padding-left: 5% !important;}” el_id=”faq-section”][vc_row el_class=”box-container max-w-850″][vc_column][vc_column_text]

Our Frequently Asked Questions Answered

[/vc_column_text][vc_tta_accordion shape=”square” c_icon=”chevron” c_position=”right” active_section=”1″ el_id=”custom-accordion”][vc_tta_section title=”Why should I use Kaleido Loans instead of another broker?” tab_id=”1680163204303-dcbb05c6-bd66f933-9ae4″][vc_column_text]We’re passionate about helping first home buyers get into the market by explaining everything they need to know about getting a home loan and providing step by step guidance on how to purchase your first home.[/vc_column_text][/vc_tta_section][vc_tta_section title=”What is the difference between a broker and a banker?” tab_id=”1680163204338-c6e07aee-6592f933-9ae4″][vc_column_text]We’re passionate about helping first home buyers get into the market by explaining everything they need to know about getting a home loan and providing step by step guidance on how to purchase your first home.[/vc_column_text][/vc_tta_section][vc_tta_section title=”Do you charge a fee?” tab_id=”1680163297455-3ca5bd2c-04f8f933-9ae4″][vc_column_text]We’re passionate about helping first home buyers get into the market by explaining everything they need to know about getting a home loan and providing step by step guidance on how to purchase your first home.[/vc_column_text][/vc_tta_section][vc_tta_section title=”How do I get started?” tab_id=”1680163315322-6a82fdfa-a211f933-9ae4″][vc_column_text]We’re passionate about helping first home buyers get into the market by explaining everything they need to know about getting a home loan and providing step by step guidance on how to purchase your first home.[/vc_column_text][/vc_tta_section][/vc_tta_accordion][vc_column_text el_class=”inline-link”]Visit our learning centre to learn more about Kaleido Loans[/vc_column_text][/vc_column][/vc_row][/vc_section][vc_section full_width=”stretch_row” css=”.vc_custom_1680672846970{padding-top: 110px !important;padding-right: 5% !important;padding-bottom: 110px !important;padding-left: 5% !important;background-image: url(https://kaleido.com.au/wp-content/uploads/2023/04/Enquire-Today-BG.jpg?id=5431) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}” el_id=”enquire-today-section”][vc_row el_class=”box-container max-w-850″][vc_column css=”.vc_custom_1680673419378{padding-top: 80px !important;padding-right: 80px !important;padding-bottom: 80px !important;padding-left: 80px !important;background-image: url(https://kaleido.com.au/wp-content/uploads/2023/04/Blurred-BG.png?id=5432) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;border-radius: 4px !important;}” el_class=”overflow-hidden”][vc_column_text css=”.vc_custom_1680672788983{margin-bottom: 25px !important;}”]

Enquire Today

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Talk to our lending specialist to see what is possible for you!

[/vc_column_text][vc_btn title=”Contact Us” align=”center” i_align=”right” i_icon_fontawesome=”stm-stm14_right_arrow” add_icon=”true” el_class=”round-btn”][/vc_column][/vc_row][/vc_section][vc_section full_width=”stretch_row” css=”.vc_custom_1680671297184{padding-top: 30px !important;padding-right: 5% !important;padding-bottom: 30px !important;padding-left: 5% !important;background-color: #46065c !important;}”][vc_row equal_height=”yes” css=”.vc_custom_1680671292274{margin-top: 140px !important;margin-bottom: 50px !important;}” el_class=”box-container max-w-1440 ct-row-wtablet”][vc_column width=”2/3″ el_class=”ct-col-marginbot”][vc_single_image image=”5385″ css=”.vc_custom_1680577109815{margin-top: 0px !important;margin-bottom: 10px !important;}”][/vc_column][vc_column width=”1/3″][vc_row_inner][vc_column_inner width=”1/2″][vc_column_text el_class=”font-white”]Suite 125, 377 Kent Street, Seabridge House Sydney, NSW, 2000[/vc_column_text][/vc_column_inner][vc_column_inner width=”1/2″][vc_column_text el_class=”font-white blue-link”]1300 009 363 (800) 264-9905 [email protected][/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row el_class=”box-container max-w-1440 text-center-mb”][vc_column width=”1/2″][vc_column_text el_class=”font-white p-14″]© Kaleido Loans 2023. All Rights Reserved.[/vc_column_text][/vc_column][vc_column width=”1/2″][vc_column_text el_class=”font-white p-14 blue-link font-upcase”]

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